Retire with Purpose. Not just a Plan.
4 Office Locations
Over 1,100 Clients Served around the U.S.
100+ Years Combined
Financial Expertise
Your Retirement. Your Legacy.
Your Epic Life.
Retirement isn’t the end of the road—it’s your next EPIC beginning!
We believe in designing a retirement plan that reflects your goals, your lifestyle, and your legacy. In today’s world—with rising taxes, market volatility, and longer lifespans—winging it just isn’t an option.
You don’t need a cookie-cutter plan.
You need a strategic, tax-smart, lifestyle-focused roadmap that evolves with you.
The Epic Retirement Roadmap was designed to answer the questions we all have:
HOW MUCH money will I need to retire?
WHEN can I retire?
WHAT will my taxes be in retirement?
WHICH option should I choose for my Social Security?
Do you understand the ways taxes could impact your retirement?
Schedule today and receive a complimentary Taxes in Retirement Report—a detailed estimate of what you could pay in taxes during retirement.
National
Recognition:
Free Epic Resource
"What to Consider Before I Retire"
Before you book the cruise, buy the lake house, or finally hand in that retirement notice—let’s make sure you’ve checked all the right boxes.
Our “What to Consider Before I Retire” checklist is designed to give you clarity, confidence, and control as you prepare for your next epic chapter.
This isn’t just a list. It’s a strategic tool to help you:
Understand the financial foundations you must have in place
Identify gaps that could cost you in taxes or income down the road.
Prioritize lifestyle, legacy, and long-term security
Start having better, more focused conversations with your advisor or spouse
Because your next chapter deserves a smart beginning.
With our EPIC retirement strategy, clients benefit from expert planning, proactive tax solutions, investment guidance, and complete financial care.
Retirement income & portfolio management
Social security plannning
required minimum distributions
pension
legacy & Estate planning
irmaa-medicare
tax optimization
long - term care
lifetyle & goal setting
Stop Overpaying the IRS: Tax Moves You Can Still Make Before December 31
Picture this:
It’s January. You’re sitting at your kitchen table, coffee in hand, W-2s, 1099s, and that weird folder your accountant told you to “just keep handy” all spread out.
You feel pretty good about your year — business grew, investments paid off, and you even finally took that long-overdue vacation.
Then your tax bill arrives.
And just like that… your coffee turns bitter.
“How did I owe that much?”
“Wait — isn’t this what my CPA is for?”
“Where were the strategies? The loopholes? The magic?”
Here’s the not-so-fun truth: filing taxes is not the same as planning for them.
And if you wait until January to “deal with it,” you’ve already missed the best part — the part where you actually save money.
You Might Be Overpaying If...
Most high-income individuals — especially business owners and those preparing for retirement — are unintentionally giving the IRS more than they need to.
Why?
Because no one told them that the real tax moves happen before December 31.
If you want to pay less, keep more, and head into the new year feeling like a financial genius (not a frustrated taxpayer), here are 5 strategic tax moves you can still make this year:
1. Reassess Your Income & Withholdings
Did your income increase this year? Land a bonus? Sell a property?
If so, your current tax withholding or estimated payments may no longer cover your actual liability — which could result in penalties (and panic).
Strategy Tip: Run a tax projection now. Not in April. Now.
2. Max Out Retirement Contributions
401(k)? SEP? Solo 401(k)? These aren’t just savings vehicles — they’re powerful tax shelters.
The more you contribute (within IRS limits), the more you reduce your taxable income.
Bonus Tip: Catch-up contributions for 50+ can make a huge impact — especially if you’re approaching retirement.
3. Leverage Charitable Giving
Thinking of donating before year-end? Good news — this is a great time to bundle contributions for bigger deductions or set up a Donor-Advised Fund (DAF) to give now and grant later.
Pro Move: Gift appreciated assets instead of cash. You’ll avoid capital gains and still get the deduction.
4. Harvest Investment Losses (or Gains)
It’s not just about how much you made — it’s how smart you were about what you sold.
Tax-loss harvesting lets you offset gains with losses strategically. Or if your income is unusually low this year, it might be a great time to realize gains at a lower tax rate.
Smart Tip: Coordinate with your financial advisor to make this part of your annual portfolio review.
(Epic automatically does this for you. All the professionals you need under one roof)
5. Book a Year-End Tax Strategy Session
This isn’t about “checking the box.” It’s about building a blueprint that saves you money both now and later.
Think of it like this: You wouldn’t wait until April to plant your garden. Don’t wait until tax season to start planning your taxes.
Tax Prep ≠ Tax Strategy
Your CPA is essential — but they often work backward, filing what already happened. A strategist works forward, helping you design what’s possible.
And when you have income, investments, and maybe even employees or retirement goals?
You need someone asking the right questions before it’s too late.
The IRS isn’t going to tell you you’ve overpaid.
But we can help that NOT happen to you.
Awards Disclosures:
Companies on the 2024 Inc. 5000 are ranked according to percentage revenue growth from 2020 to 2022. To qualify, companies must have been founded and generating revenue by March 31, 2020. They must be U.S.-based, privately held, for-profit, and independent – not subsidiaries or divisions of other companies – as of December 31, 2021. (Since then, some on the list may have gone public or been acquired.) The minimum revenue required for 2020 is $100,000; the minimum required revenue for 2024 is $2 million. As always, Inc. reserves the right to decline applicants for subjective reasons. Firms must submit an application in order to be considered. No compensation was paid by the firm to be considered. The award was received on August 15th, 2023.
“USA TODAY’s Best Financial Advisory Firms 2024” was published on April 23, 2024, and is a ranking of registered investment advisory firms prepared by USA Today and Statista, Inc. The ranking is based on recommendations by financial advisors, clients and industry experts and a firm’s development of Assets Under Management (AUM). Recommendations were collected via an independent survey among over 25,000 individuals, and self-recommendations were prohibited. In order to be eligible, firms must be registered as an RIA firm with the SEC or at state level for at least one year, a principal office in the United States, a clean disciplinary record, offer financial planning services or portfolio management for individuals and/or small businesses, AUM must be greater than $500,000 and achieved an overall score among the top 500. No compensation was paid in order to be eligible for this award.
Disclosure:
All Investment Advisory Services are provided by Epic Trust Investment Advisors, LLC d/b/a Epic Private Wealth, an SEC Registered Investment Advisor. Registration with the SEC does not imply a certain level of skill or expertise. Insurance products are offered through Northwest Insurance Alliance, LLC and guarantees are subject to the claims-paying ability of the issuing company and are not guarantees offered by Epic Trust Investment Advisors, LLC, or its affiliated companies. Epic Trust Investment Advisors, LLC d/b/a Epic Private Wealth is NOT a chartered bank, trust company, or depository institution. Additional information about Epic Trust Investment Advisors, LLC d/b/a Epic Private Wealth, is available in its current disclosure documents, Form ADV Part 1A, Form ADV Part 2A Brochure, and Client Relationship Summary report which are accessible online via the SEC’s investment Adviser Public Disclosure (IAPD) database at www.adviserinfo.sec.gov, using SEC #801-120618. Epic Trust Investment Advisors, LLC does not offer or provide legal or tax advice. Please consult your attorney and/or tax advisor for such services.
Epic Trust Is A Client-Focused SEC Registered Investment Advisory Firm That Offers It's Network Investment Advisor Representatives Access To "Proven In The Trenches" Financial Planning Tools and Investment Portfolios Tailored To Each Client’s Unique Goals And Plans. Please note, registration with the SEC does not imply a certain level of skill or expertise.
No client or potential client should assume that any information presented or made available on or through this website should be construed as personalized financial planning or investment advice. Personalized financial planning and investment advice can only be rendered after engagement of the firm for services, execution of the required documentation, and receipt of required disclosures. Please contact the firm for further information.